ANG Bond Financial - PFM5 Personal Financial Management

ANGBond Financial - The Present Determines Your Future

Our PFM5 Model Personal Financial Management Is More Than Just Credit Repair

PFM stands for Personal Financial Management
Personal Financial Management is more than credit repair

Our PFM5 model includes such areas as:

Understanding Finances
Understanding Credit
Handling And Saving Money
Paying Bills
Developing And Maintaining Credit
Purchasing Cars, Homes, Etc.
Taxes And Insurance
Savings And Investments
Retirement Planning
Estate Planning And Wills
Soft And Residual Income
Final Expenses

The PFM5 Model is a mirror design of the key success points of hundreds of people who exhibit good personal financial
understanding, high FICO score credit, and well developed and applied financial and retirement planning. The success group
typically lives a higher quality lifestyle with less stress. They live in better homes, drive nicer automobiles, take more and
better vacations, have lower interest payments, and are happier and often healthier.

The PFM5 Model Program is like baking a cake. There are ingredients ( savings, bill payments, credit, retirement..etc ) that
must exist in the proper amounts ( completed and on-time ) and all of these ingredients must be baked at the proper
temperature ( efforts, monitoring, and maintenance ) for a similar result of success to be achieved.

People who exhibit poor financial judgement and have bad credit live in a random trial-and-error manner without any financial
recipe to follow. The ANG Bond Financial PFM5 program is that financial mirror recipe. A guideline to help you control your
own personal financial management at your own pace without relying on someone else to do it for you.

The PFM5 model had to meet certain criteria.
1 - Have no extra or hidden costs.
2 - Be affordable for literally everyone.
3 - Integrate easily into the lifestyle of the user.
4 - Cover a wide spectrum of lifelong financial issues.
5 - Be easy to understand and follow for almost everyone.
6 - Be devoid of any illegal or unrealistic claims or directives.
7 - Offer real personal service support for at least the first 4 weeks.
8 - Allow the user to become self-sufficient and assume full control over time.
9 - Provide information that would mirror techniques proven to produce positive results.

Credit repair is not enough.

Certainly cleaning-up, correcting, and improving your credit reports and ultimately your FICO credit score are important,
but in order to avoid the pitfalls and trial-and-error process where you slip back into problems you need to establish an
effective pattern of personal financial management that you can control and maintain for the rest of your life.

Regardless of promises and testimonals by others regarding credit repair and development there is no escaping the fact
that all of these areas must be addressed to have a healthy financial base and a quality lifestyle for yourself and your family.

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