What constitutes a warranty? A warranty is an assurance that the goods, property, or services are as represented
or will be as promised and that the seller/business will, without charge, repair or replace the item or reimburse
expenses for a product or service not meeting the criteria within a given time limit and under certain conditions.

We examined dozens of existing warranties for products/services currently available to the general public similar to
the ANG Bond Financial PFM5 program. Almost all of these were related to credit repair only. Here is what we found.

1 - No warranty. The CD, eBook or other delivery medium was to be free of defects. No product/service warranty.

2 - Limited warranty. You would get a refund ( often if you were a customer/client for 12 months minimum ) of a
prorated portion of your expenses based on some elaborate per item calculation. You would have paid in for
12 months and after the $50 to $100 per item deductions you would get little if any of your money back.

Now we are in business and want to make some profit, but the customer/client also has the right to expect a reliable
product/service as described. The ANG Bond Financial PFM5 program was designed from the key actions of people
proven to have excellent financial control and high credit FICO scores. Once you understand the steps and begin to
apply the same techniques you should gain full control over your personal financial management and your credit will
improve dramatically. Successful people apply these proven steps daily. There's no doubt they will also work for you.

Our Full "Money Back" Warranty

Information, steps, procedures, and techniques provided in the ANG Bond Financial PFM5 program are designed from
and patterned after specific procedures proven to provide effective and productive quality personal financial control,
credit establishment, restoration, development, maintenance, and effective positive personal financial responsibility.
If at any time during the four ( 4 ) week and five ( 5 ) day *** period from the original program shipping date you do
not benefit and find that the information, procedures, or techniques will not collectively provide positive results as
stated you may request a full refund of the purchase amount less any applicable taxes or shipping amounts.
The PFM5 Guidebook materials must be returned in original clean usable condition for refund.

This warranty is void after the four ( 4 ) week and five ( 5 ) day program period is completed.

***  Five ( 5 ) extra days are provided for initial program materials shipping after the date of shipment.

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